Arranges Senior and Sub-debt financing
for companies or individuals who cannot obtain adequate bank financing.
Ohio Petroleum is specialized in Fuel
related businesses based in Ohio (a division of Swairah Network) since
1995. We are specifically geared to fund troubled or growing
companies. These are generally non-bank lenders that provide
financing to companies or individuals who CANNOT obtain adequate capital
to further develop or maintain their business.
Client Profile
Any company or entity that is unable
to secure commercial financing through traditional sources particularly if
funding needs are immediate. (i.e., developmental stage companies or
companies with losses, negative net worth, tax liens, in chapter 11,
personal credit problems of principals, etc.)
Type of Funding
Provided
· Revolving
Credit Lines · Conventional
Factoring
· Bridge
Financing · Asset
Based Loans
· Purchase
Order Financing · Letter
of Credit Financing
· Acquisition
Financing · Funding
for Healthcare Providers
· Inventory
Loans · Equipment
Financing
· DIP
and Exit Financing · Mezzanine
Financing
· Cash
Flow Loans · Equity
Participation
· Real
Estate Financing · Construction
Loans
· Loan
Guarantees · International
Project Financing
Funding Size
$25,000 and Up
(typical transactions range from $500,000 to $300,000,000)
Pricing
5% to 11% on most
debt financing transactions
1% per month and
higher on discount factoring
1% per month and
up on PO financing
4% to 12% APR on
Real Estate Transactions
Time Line to
Close
Bridge Loans
completed within 10 days
Most other
transactions from 30 to 90 days
How We Work
Igsoa Correspond with
over 800 lenders nationwide as correspondent. We review the particulars of
any new funding request by focusing on the borrowers geographic location,
loan size, industry type, collateral (if any), mix of collateral,
historical cash flows, credit profile, etc. in order to identify lenders
who can fulfill the specific requirements of the borrower. We
send a written synopsis of the transaction to specific lenders we have
identified and further speak with them to select the most likely candidate
who will provide the best overall proposal. Our mandate and
obligation is to obtain the best financing transaction available for our
client. We do not earn a closing fee unless the client is satisfied and
has accepted the financing we have arranged.
Igsoa Consultants
Fees
We earn a success fee at closing of 1% to 3% on
the funded amount, determined primarily by the loan size but also by the
type of transaction and other factors. We require a modest retainer that
will be credited against the closing fee, but only after you have received
and accepted our proposal with specific terms and conditions outlining the
new credit facility. The initial work that we perform on any
new account is at our expense and involves an internal review and analysis
of the transaction followed by further review with a specific lender. The
lender will be selected on the basis of your industry type, geographic
location, loan size, credit profile, type and mix of collateral, etc. The
lender must express a defined interest in providing a proposal based on
the representations that have been made by you, the borrower. We
work on a non-exclusive basis and the borrower may choose to accept other
financing or pursue other available options at a later date that would
preclude a closing from occurring. In that event, the
retainer will have covered our costs.
Contact Habib
Shah at 937-470-9400 for more information should you have any
questions about a specific loan request.
